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Credit History Worksheet

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Credit Scores

Go to the Fair Isaac Co. website: www.myfico.com. (Do not buy a credit score unless you choose to do so.) For this activity, go to “Learn about scores.” Review this page, and follow the link to “What’s in your score?” From this page, follow the links to learn more about credit scores.

Note: You do not have to share your personal credit score or other details in this worksheet.

Using what you have learned about credit scores, respond to each of the following questions in a minimum of 50 words:

1.    What is a credit score? When and why is a credit score important?

2.    What are the top two factors in your FICO score? What actions can one take to earn the most points in these categories to improve a FICO score?

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